No it will not cover all the damage and all the accident you make. First of all there are some limits in getting the claim from the insurance company. And so you have to check that you are having some claim left before you take the insurance claim. And then you have to see that you are matching the terms and the conditions of the insurance policy, if you are matching the insurance policies terms and the conditions means you will be able to get the claim from the insurance company. And if you are getting the claim means you will not get the full amount you will get some percentage as the coverage.
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